During this initial phase we gather the necessary information to understand both your current financial situation and the type of mortgage you are interested in. This phase could be as simple as completing our secure online application.
Our team now reviews your application and confirms which supporting documents a potential mortgage lender will need to see. We always request documents up front as this is a critical step designed to avoid delays, surprises and overall stress later on in the mortgage approval process.
We can now provide you with the best mortgage product and rate options currently available. We can submit for final approval based on the mortgage option you choose or provide you with a pre-qualification confirmation detailing your maximum purchase price and current rate options