Our Team
With Family Mortgage Planners, you can be confident that you’re working with real people who care about serving you well.
Family Mortgage Planners isn’t just a name
Family is how we operate.
As a true family-run team, we believe your mortgage deserves clear communication, honest advice, and guidance that looks out for your long-term well-being.
Many of our clients become repeat clients because we take the time to understand their goals, keep them consistently updated, and recommend what’s truly best — even if that means advising them to stay with their bank.
We’ve helped thousands of Canadians achieve the dream of homeownership. We look forward to serving you, too!
– Mark, Joel, and Jonah
Years
experience
MORTGAGES
Funded
5-Star
GOOGLE Reviews
REPEAT
CLIENTS
Meet the Family Behind Family Mortgage Planners
Mark Kostelyk
Founder & Licensed Mortgage Broker
Mark has been a licensed mortgage broker since 2002. What began as a new opportunity quickly became a career built around helping families accomplish one of life’s biggest milestones — homeownership.
Over the past two decades, Mark has helped hundreds of Edmonton and Sherwood Park homebuyers secure the right mortgage for their situation. His approach has always been steady and relationship-focused: clear explanations, honest advice, and guidance that looks beyond just the immediate rate to the long-term impact.
Clients often describe Mark as calm, thoughtful, and easy to talk to. He is honored to have the trust of his clients that lasts well beyond the closing date.
Joel Kostelyk
Mortgage Broker
Joel is known for his professionalism, patience, and ability to navigate more complex situations with calm confidence. Whether working with tight timelines or unique financial circumstances, he approaches each file with thoroughness and care.
Clients appreciate his steady guidance and willingness to go the extra mile — sometimes literally — to ensure everything stays on track from application to funding.
Jonah Kostelyk
Mortgage Broker
Jonah brings a strong attention to detail and a proactive communication style to every file. Clients frequently mention how responsive he is — quick to answer questions, clarify options, and keep things moving smoothly.
He enjoys helping first-time buyers feel confident and informed, ensuring they understand every step of the process. His focus is simple: make the mortgage experience clear, organized, and stress-free.
Together, we’re here to help you navigate the mortgage process with a team you can trust every step of the way.
I’d recommend them to
anyone I know without hesitation.
★ ★ ★ ★ ★
“Family Mortgage Planners definitely delivered a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpful in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to them for their services. Makes one get the true feeling of a family operated business and know your account matters to them.”
Donna M.
Why our Team Structure Matters
At Family Mortgage Planners, your mortgage is supported by our entire team, not just one person.
Many mortgage “teams” are simply individual brokers working under the same brand — each managing their own clients and files.
Because we work as a team, you get:
The result is a mortgage process that feels clearer, faster, and far less stressful — with a team that’s truly looking out for you.
Their approach is unbeatable.
★ ★ ★ ★ ★
“I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will continue to emphatically recommend them, as well as use their services personally in the future.”
Robert M.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
-
Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!
Tiffany L.
November 16, 2021The whole team at Family Mortgage Planners was fantastic to work with. They answered all of our nitty-gritty questions with helpful explanations and additional information. As first time home buyers my husband and I felt very well taken care of and supported by Family Mortgage Planners.
Sandra H.
August 2, 2022Family Mortgage Planners helped me when I first bought my place, and again when it was time to renew. Really took a lot of the stress out of the process, helped every step of the way, and were very attentive when I had questions. I recommend them to anyone I... read more know looking at buying, and plan on using their services as long as I have my mortgage.
Cristin L.
February 1, 2023 -
They were available to answer questions whenever I needed and were creative and flexible in helping us negotiate the best terms possible.
Julie H.
May 10, 2024Joel and Mark have been amazing to work with yet again! Been working with them for years on several homes and mortgages. They are always willing to help answer questions and make the process as easy as possible! They are 5 star, for sure!!!
Christie M.
August 10, 2024Awesome group to deal with. Easy to understand their advice. Would definitely recommend to my friends and family. Thanks again for all your help.
Jim F.
September 14, 2023 -
Joel and the team at Family Mortgage was excellent assessing the right mortgage for us and making it possible. All along the process was simple and clear. Thanks you!
Mariano T.
October 14, 2023FMP was good to work with and very helpful for us!
Bill D.
September 10, 2023Jonah was very patient and helpful in helping me understand what I need for mortgages. Also great interest rates!
Evan G.
July 10, 2024 -
Working with Joel at family Mortgage was a wonderful experience, will be recommending to my friends and family.
Sovdi M.
December 11, 2025They were very helpful and found us a much better rate than the banks were willing to give.
Casey G.
October 14, 2023Mark, Jonah and Joel are absolutely wonderful people. They helped us in securing mortgage financing for our new home and at unbeatable rate. Highly recommended. Very professional, patient and detailed people in my opinion.
oziren o.
February 10, 2024 -
This is not the first time that I have used this company for my mortgage. Worked with Mark before, this time Joel was my advisor. Somehow they can always get better rates than other companies. I was very happy with Joel and all his requests to complete my appllication. There... read more was no “after hours” for calls or emails. Always respectful and pleasant. If you need the best in mortgage business the Family Mortgage Planners are hard to beat. Was a pleasure to do business with them.
wojciech g.
March 25, 2025Joel and Mark have always been incredibly helpful at every stage of my mortgage experience. Family Mortgage Planners will definitely be my mortgage specialists until I own my home outright and I would highly recommend them.
Jeremiah A.
July 16, 2022We are so Very Grateful for the Genuine - Caring - Professionalism of the Family Mortgage Planners Team. We are so Appreciative to have taken the Journey of Owning a Home with them. Joel and Mark it is a pleasure to have made your acquaintance !! We always felt that... read more you had our Best Interests at Heart .. You Professionally Steered Us in the Right Direction of Owning Our Awesome Home !! We are Very Happy !! We Highly Recommend the Family Mortgage Team !! In our opinion these Down-to-Earth Professionals are the Best !!! Thank You Again Mark, Jonah and Joel ... the Entire Team.
C B.
January 14, 2024 -
Mark and Joel are the best mortgage brokers out there! They really work hard to get the best deals for their customers. They are so efficient, respond quickly and support clients in the best way possible. I trust them entirely and never doubt that they are advocating for my needs... read more and will secure the best mortgage lender for me. This time they have saved me approx. $700-800 per month! In this economy everyone should contact these brokers as I know I will for sure...live much more comfortably.
Wanda W.
May 18, 2021Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more be calling him again 🙂
Austin A.
October 30, 2025I had an outstanding experience with family mortgage team. Jonah and Joel were very professional and they made this whole process super easy and stress free. The communication was top-notch during the process and they responded timly manner to my emails and texts. I would recommend family mortgage team to... read more anyone whos in mortgage needs around me. Thank you so much!! You guys are best!!
MK
October 4, 2025 -
I had an amazing experience working with Family Mortgage Planners! From start to finish, their team was incredibly professional, knowledgeable, and supportive. They made the entire mortgage process smooth and stress-free, explaining every step and answering all my questions with patience and clarity. I truly felt like they had my... read more best interests at heart. Thanks to their expertise, I was able to secure a great rate on my mortgage, and I couldn’t be happier with the outcome. I highly recommend Family Mortgage Planners to anyone looking for trustworthy, reliable mortgage advice!
Rekled
April 1, 2025Highly recommend. I refer all my real estate clients to them as well as my own personal mortgage!
Elidio A.
January 1, 2023Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!
Maria T.
November 29, 2025 -
Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each stage and... read more helped ease any worries we had. He was easy to get a hold of and continued to touch base throughout the process to make sure everything was in order. Thanks Joel and the Family Mortgage Planners for a great experience and helping us get our mortgage for our first home.
Stuart S.
October 20, 2020Had many questions, and all our questions were answered promptly and without hesitation. We managed to get a great rate and felt cared for the entire process. Will be using again with future purchases!!
Garett F.
November 1, 2022The Family Mortgage Planners Team have been supporting me with my mortgage since 2010. They were recommended to me by a friend and I am grateful for that recommendation. I recently had the opportunity to renew my mortgage and Joel was incredible. He was super responsive and... read more diligent throughout the whole process. He was readily available and answered all of my many, many questions. If for some reason he wasn't around Mark was there to support, I felt very well taken care of. They did a great job finding me a mortgage at a very low rate.
Melissa K.
November 23, 2020 -
I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team! Thank you for... read more your guidance along the way on my approval for my mortgage and for your quick responses!
Veronica G.
January 16, 2022I was very impressed by the service I received from Joel and Jonah at Family Mortgage Planners. They walked me through a nontrivial mortgage approval for a rural property highlighting all the nuances that could make the deal work or fail. Their guidance and input was timely and detailed which... read more made me felt supported and well informed through the whole process. I would highly recommend them to anyone.
Itai G.
July 14, 2023Very quick and efficient services. They responded extremely fast with the best offers available when my mortgage came up for renewal. The communication was very consistent and timely throughout the renewal process and I would highly recommend this team. They absolutely service their customers well. Jamie
Jamie F.
March 1, 2022 -
I have used them twice now. Nothing but the best. Extremely helpful, solid advice, and professional.
Kel F.
November 11, 2025We recently purchased our first investment property and Family Mortgage went above and beyond. We needed a non conventional / short term mortgage and they made it happen. Everything went smooth with regards to the processing even we had a delay from CRA with the document we need. The Kostelyks... read more are very prompt with communication - I get an answer to every single question I have within a minute or two. They were all extremely helpful. Highly recommended!
Jessica T.
August 9, 2022If you are looking at buying a home I would highly suggest working with Mark & Joel. They had us pre-approved within 24 hours of inquiring and were clear and concise in what more they needed from us throughout the duration of the sale. They are available when you need... read more them and extremely informative. We were first time home buyers and they helped us navigate a process that they don't teach you in school! Great brokers, better humans. Thanks again, We couldn't be happier in our new home!
Erik S.
March 1, 2022
x