Our Team
With Family Mortgage Planners, you can be confident that you’re working with real people who care about serving you well.
Family Mortgage Planners isn’t just a name
Family is how we operate.
As a true family-run team, we believe your mortgage deserves clear communication, honest advice, and guidance that looks out for your long-term well-being.
Many of our clients become repeat clients because we take the time to understand their goals, keep them consistently updated, and recommend what’s truly best — even if that means advising them to stay with their bank.
We’ve helped thousands of Canadians achieve the dream of homeownership. We look forward to serving you, too!
– Mark, Joel, and Jonah
Years
experience
MORTGAGES
Funded
5-Star
GOOGLE Reviews
REPEAT
CLIENTS
Meet the Family Behind Family Mortgage Planners
Mark Kostelyk
Founder & Licensed Mortgage Broker
Mark has been a licensed mortgage broker since 2002. What began as a new opportunity quickly became a career built around helping families accomplish one of life’s biggest milestones — homeownership.
Over the past two decades, Mark has helped hundreds of Edmonton and Sherwood Park homebuyers secure the right mortgage for their situation. His approach has always been steady and relationship-focused: clear explanations, honest advice, and guidance that looks beyond just the immediate rate to the long-term impact.
Clients often describe Mark as calm, thoughtful, and easy to talk to. He is honored to have the trust of his clients that lasts well beyond the closing date.
Joel Kostelyk
Mortgage Broker
Joel is known for his professionalism, patience, and ability to navigate more complex situations with calm confidence. Whether working with tight timelines or unique financial circumstances, he approaches each file with thoroughness and care.
Clients appreciate his steady guidance and willingness to go the extra mile — sometimes literally — to ensure everything stays on track from application to funding.
Jonah Kostelyk
Mortgage Broker
Jonah brings a strong attention to detail and a proactive communication style to every file. Clients frequently mention how responsive he is — quick to answer questions, clarify options, and keep things moving smoothly.
He enjoys helping first-time buyers feel confident and informed, ensuring they understand every step of the process. His focus is simple: make the mortgage experience clear, organized, and stress-free.
Together, we’re here to help you navigate the mortgage process with a team you can trust every step of the way.
I’d recommend them to
anyone I know without hesitation.
★ ★ ★ ★ ★
“Family Mortgage Planners definitely delivered a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpful in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to them for their services. Makes one get the true feeling of a family operated business and know your account matters to them.”
Donna M.
Why our Team Structure Matters
At Family Mortgage Planners, your mortgage is supported by our entire team, not just one person.
Many mortgage “teams” are simply individual brokers working under the same brand — each managing their own clients and files.
Because we work as a team, you get:
The result is a mortgage process that feels clearer, faster, and far less stressful — with a team that’s truly looking out for you.
Their approach is unbeatable.
★ ★ ★ ★ ★
“I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will continue to emphatically recommend them, as well as use their services personally in the future.”
Robert M.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
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We have been working with Mark and Joel for years. They always work hard for us, and take all the stress out of renewing our mortgage or signing up for a new one. They are always there to answer questions no matter what. Mark, Joel and the rest of the... read more team are amazing!
Lisa M.
August 16, 2021Mark, Joel, & Jonah were a pleasure to work with for my mortgage. I am a repeat customer & will not hesitate to use Family Mortgage Planners again. They are very professional, reliable, and quick to respond to any questions or concerns. Thank you!
Vickie N.
December 7, 2021Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!
Tiffany L.
November 16, 2021 -
We've purchased 4 homes over the past 15 years and everytime we use Mark, Joel and the team at Family Mortgage Planners. Always professional, friendly, knowledgeable and available to answer any questions we have. They go above and beyond to take the stress out of the mortgage buying process.... read more Great job guys!! Thanks again for all the help.
Clayton B.
November 7, 2021Excellent service and knowledge from all of the gentleman at Family Mortgage. Very knowledgeable regarding self employed options.
Erin M.
April 16, 2022Mark and Joel are one of the best mortgage planners I've interacted and done business with. They are very professional, responsive and dedicated to doing excellent work. They made our mortgage process so seamless and easy. I highly recommend them!
Femi O.
September 7, 2021 -
The Family Mortgage Planners were exceptional! They helped us renew our mortgage & kept us upto date on the changing rates. They made sure they put us with a lender that best fit our needs. I would highly recommend Mark, Jonah or Joel to help with any future mortgage.
Marci H.
May 10, 2024Wonderful People. True compassionate, fast, honest service. Exceeded our expectations both times we required help refinancing our mortgage and using home equity. Thank you!
Terry U.
August 9, 2022This is not the first time that I have used this company for my mortgage. Worked with Mark before, this time Joel was my advisor. Somehow they can always get better rates than other companies. I was very happy with Joel and all his requests to complete my appllication. There... read more was no “after hours” for calls or emails. Always respectful and pleasant. If you need the best in mortgage business the Family Mortgage Planners are hard to beat. Was a pleasure to do business with them.
wojciech g.
March 25, 2025 -
Great family run business. Mark and his team were always quick to respond and willing to help. I would use them again
Jacob L.
May 22, 2022Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. Jonah is professional, knowledgeable, and genuinely cares about their clients. He took the time to understand my needs and provided personalized options that worked for me. Communication was clear... read more and consistent, and answered all my questions promptly. I felt supported every step of the way, and they helped me secure a great rate. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!
akash n.
March 25, 2025Highly recommend. I refer all my real estate clients to them as well as my own personal mortgage!
Elidio A.
January 1, 2023 -
Awesome group to deal with. Easy to understand their advice. Would definitely recommend to my friends and family. Thanks again for all your help.
Jim F.
September 14, 2023Got a great rate on my mortgage. The people at family mortgage are knowledgeable, helpful and very responsive to ally questions.
nicholas s.
June 8, 2022Quick, efficient, easy. It was our first home purchase and Family Mortgage Planners made the mortgage side of things as painless as possible—THANK YOU!
Royal
March 18, 2025 -
Fantastic experience, bank said no as I am not working but as I have RIF income and rental income they were able to get us into our new home with 1.94% 4 yr fixed. Quick to reply to any questions. Highly recommend!
AlanCarolyn R.
April 9, 2021We are really thankful to Joel and Mark for helping us get our first home! Their approach towards getting our financing done right from the beginning was really very helpful, diligent and professional. Joel was always ready to answer any questions that I had and also gave me good tips... read more and advice and followed up with me on all the details! Highly recommended for anyone looking to buy a home! Thanks Joel and Mark once again!
AR B.
March 1, 2021Family mortgage planners were excellent to work with. They had me prequalified very quickly and made the process of submitting all the required paperwork really easy. Once I had made an offer, they got me a great rate and once again got me set up very quickly. I highly recommend... read more the Family Mortgage Planner team for any of your mortgage needs!
Chase B.
June 14, 2023 -
These gentleman are the best. They went above and beyond assisting us with all of our mortgage needs. Thank you , I will be advertising your business.
Beatrice L.
July 16, 2022Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel!
Benjamin W.
April 2, 2025Mark and Joel have helped us get great mortgages multiple times. We often recommend them to people starting out on their real estate ownership journey or investors looking to grow their portfolio. Whichever stage of the real estate game you're in; they'll get you a mortgage to help you reach... read more your goals. Always impressed in what they are able to do!
Glenn S.
December 9, 2025 -
Joel and the team at Family Mortgage was excellent assessing the right mortgage for us and making it possible. All along the process was simple and clear. Thanks you!
Mariano T.
October 14, 2023We have used the team at the Family Mortgage Planners for three properties, three refinancing deals and for over 11 years. They care about your needs and find you the best rate available. We highly recommend.
Jenianne B.
March 1, 2022I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will... read more continue to emphatically recommend them, as well as use their services personally in the future.
Robert M.
November 1, 2022 -
Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel for making financing a home purchase so easy!
Benjamin W.
March 1, 2021Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!
Maria T.
November 29, 2025My partner and I were first home byers and Family Mortgage Planners team (Joel, Mark and Jonah) was amazing with us! They answered all our questions no matter small or big, and ensured that we got the best experience and a piece of mind. Now we are a proud home... read more owners and so glad that we had a fanatic team in place to support us.
Liudmila S.
April 10, 2024 -
Family Mortgage Planners made the process of renewing our mortgage hassle-free. They found us the best deal and kept us informed throughout the process. I highly recommend them!
Jean H.
October 2, 2025Joel and Mark have been amazing to work with yet again! Been working with them for years on several homes and mortgages. They are always willing to help answer questions and make the process as easy as possible! They are 5 star, for sure!!!
Christie M.
August 10, 2024I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more about being self employed. Very grateful for their seamless streamlined process. And thank you very much for the cookie delivery after I closed on my new mortgage. Thank you thank you!
Sarah L.
June 14, 2023
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