Our Team
With Family Mortgage Planners, you can be confident that you’re working with real people who care about serving you well.
Family Mortgage Planners isn’t just a name
Family is how we operate.
As a true family-run team, we believe your mortgage deserves clear communication, honest advice, and guidance that looks out for your long-term well-being.
Many of our clients become repeat clients because we take the time to understand their goals, keep them consistently updated, and recommend what’s truly best — even if that means advising them to stay with their bank.
We’ve helped thousands of Canadians achieve the dream of homeownership. We look forward to serving you, too!
– Mark, Joel, and Jonah
Years
experience
MORTGAGES
Funded
5-Star
GOOGLE Reviews
REPEAT
CLIENTS
Meet the Family Behind Family Mortgage Planners
Mark Kostelyk
Founder & Licensed Mortgage Broker
Mark has been a licensed mortgage broker since 2002. What began as a new opportunity quickly became a career built around helping families accomplish one of life’s biggest milestones — homeownership.
Over the past two decades, Mark has helped hundreds of Edmonton and Sherwood Park homebuyers secure the right mortgage for their situation. His approach has always been steady and relationship-focused: clear explanations, honest advice, and guidance that looks beyond just the immediate rate to the long-term impact.
Clients often describe Mark as calm, thoughtful, and easy to talk to. He is honored to have the trust of his clients that lasts well beyond the closing date.
Joel Kostelyk
Mortgage Broker
Joel is known for his professionalism, patience, and ability to navigate more complex situations with calm confidence. Whether working with tight timelines or unique financial circumstances, he approaches each file with thoroughness and care.
Clients appreciate his steady guidance and willingness to go the extra mile — sometimes literally — to ensure everything stays on track from application to funding.
Jonah Kostelyk
Mortgage Broker
Jonah brings a strong attention to detail and a proactive communication style to every file. Clients frequently mention how responsive he is — quick to answer questions, clarify options, and keep things moving smoothly.
He enjoys helping first-time buyers feel confident and informed, ensuring they understand every step of the process. His focus is simple: make the mortgage experience clear, organized, and stress-free.
Together, we’re here to help you navigate the mortgage process with a team you can trust every step of the way.
I’d recommend them to
anyone I know without hesitation.
★ ★ ★ ★ ★
“Family Mortgage Planners definitely delivered a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpful in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to them for their services. Makes one get the true feeling of a family operated business and know your account matters to them.”
Donna M.
Why our Team Structure Matters
At Family Mortgage Planners, your mortgage is supported by our entire team, not just one person.
Many mortgage “teams” are simply individual brokers working under the same brand — each managing their own clients and files.
Because we work as a team, you get:
The result is a mortgage process that feels clearer, faster, and far less stressful — with a team that’s truly looking out for you.
Their approach is unbeatable.
★ ★ ★ ★ ★
“I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will continue to emphatically recommend them, as well as use their services personally in the future.”
Robert M.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
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Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
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Mark and his team will make sure you have an amazing experience from start to finish!
Chris K.
May 10, 2024The Family mortgage planners made the selling and home buying experience enjoyable and efficient. We are so happy with our new home and interest rate! Mark and Joel were professional and personal which took away any stress that we would have experienced without them. 110% recommended! Mike and Brit
Michael A.
March 1, 2022We purchased our first home with the help and guidance from your team. Always quick to answer emails and phone calls and helped us with any questions we had as new home owners. Will recommend your services to family and friends.
Bryant M.
February 21, 2021 -
The team at family mortgage was always available to answer questions and offered support to us every step of the way. After being turned down by our long term bank, we felt incredibly discouraged, but family mortgage was able to not only obtain our financing to purchase our forever home,... read more
Elise S.
February 26, 2021The team at Family Mortgage Planners was awesome! Very knowledgeable, efficient, and responsive.
Ethan T.
October 2, 2025Family Mortgage Planners were phenomenal to work with! They anticipated my questions, and answered everything so quickly I didn’t have time to stress over them! They helped us secure the mortgage on our little heart home! I will recommend Mark & Joel to anyone. I was very happy with everything... read more
Amanda A.
April 7, 2021 -
Mark, Jonah and crew were an invaluable member of our real estate team! They made our journey to finding financing for our home easy and hassle-free. Not only were they patient, accommodating, and kind throughout the process… they also made us feel very comfortable by answering any questions we had... read more
Payton H.
January 1, 2023Excellent and convenient service! Their website makes uploading the necessary documents safe and easy. They are very responsive and work efficiently. My financing was the last thing I felt I needed to worry about in the purchase of my first home. Going with family mortgage planners for my mortgage really... read more
Cormack C.
April 22, 2022I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more
Sarah L.
June 14, 2023 -
We are once again thankful to Joel and Jonah for helping us get our home. Their approach towards getting our financing done right from the outset was diligent and professional. Highly recommended for anyone looking to buy a home!
AR B.
May 10, 2024We have used the team at the Family Mortgage Planners for three properties, three refinancing deals and for over 11 years. They care about your needs and find you the best rate available. We highly recommend.
Jenianne B.
March 1, 2022We recently purchased our first investment property and Family Mortgage went above and beyond. We needed a non conventional / short term mortgage and they made it happen. Everything went smooth with regards to the processing even we had a delay from CRA with the document we need. The Kostelyks... read more
Jessica T.
August 9, 2022 -
My husband and I bought our first home through the Family Mortgage team. From the get go, Mark and his team provided us with great client service and answered all of our questions. As soon as we locked in on a home they were immediately on it and helped us... read more
Priyanka
January 14, 2024Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more
Julie F.
April 8, 2021The team at Family Mortgage Planners are exceptional. They got us a great rate on our house when we first purchased back in 2015, and got us an even better rate when we refinanced in 2020. They are super easy to communicate with and are very helpful at answering any... read more
Beau D.
March 1, 2021 -
Great experience! They made everything so easy as to what information we needed to have, and were quick to answer any questions we had!
Justina C.
October 1, 2022Mark is an amazing Mortgage Broker. His professional, kind and caring approach to Mortgage Financing is second to none. You are in great hands when you choose Mark and his team!
Sandra F.
May 10, 2024Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each... read more
Stuart S.
March 1, 2021 -
Having used Family Mortgage planners for the second time II would once again recommend using their services .They are always extremely professional, reliable, informative , reinsuring and guide you through the process. The Mortgage planners promptly responded to questions making the process of remortgaging seamless and stress... read more
Maity T.
October 1, 2022Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more
Austin A.
October 30, 2025Mark, Jonah and Joel are absolutely wonderful people. They helped us in securing mortgage financing for our new home and at unbeatable rate. Highly recommended. Very professional, patient and detailed people in my opinion.
oziren o.
February 10, 2024 -
I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team!
Thank you for your guidance... read more Veronica G.
January 7, 2022Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more
Julie F.
March 1, 2022Got a great rate on my mortgage. The people at family mortgage are knowledgeable, helpful and very responsive to ally questions.
nicholas s.
June 8, 2022 -
We are so Very Grateful for the Genuine - Caring - Professionalism of the Family Mortgage Planners Team. We are so Appreciative to have taken the Journey of Owning a Home with them. Joel and Mark it is a pleasure to have made your acquaintance !! We always felt that... read more
C B.
January 14, 2024We really appreciated the service that was provided by The Family Mortgage Planners Team. We worked with Joel and he was so flexible in meeting with us always accommodating us around our work schedules. He really took the time to walk us through all of our options and to keep... read more
Tessa R.
May 31, 2021Jonah walked us through the whole process and we ended up exactly where we needed to be. Both him and Mark are quick to respond and help out. Plus you can get everything setup from where ever you are.
Jeremy T.
November 15, 2025 -
Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more
Maria T.
November 29, 2025I had an amazing experience working with Family Mortgage Planners! From start to finish, their team was incredibly professional, knowledgeable, and supportive. They made the entire mortgage process smooth and stress-free, explaining every step and answering all my questions with patience and clarity. I truly felt like they had my... read more
Rekled
April 1, 2025They were available to answer questions whenever I needed and were creative and flexible in helping us negotiate the best terms possible.
Julie H.
May 10, 2024
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