Our Team
With Family Mortgage Planners, you can be confident that you’re working with real people who care about serving you well.
Family Mortgage Planners isn’t just a name
Family is how we operate.
As a true family-run team, we believe your mortgage deserves clear communication, honest advice, and guidance that looks out for your long-term well-being.
Many of our clients become repeat clients because we take the time to understand their goals, keep them consistently updated, and recommend what’s truly best — even if that means advising them to stay with their bank.
We’ve helped thousands of Canadians achieve the dream of homeownership. We look forward to serving you, too!
– Mark, Joel, and Jonah
Years
experience
MORTGAGES
Funded
5-Star
GOOGLE Reviews
REPEAT
CLIENTS
Meet the Family Behind Family Mortgage Planners
Mark Kostelyk
Founder & Licensed Mortgage Broker
Mark has been a licensed mortgage broker since 2002. What began as a new opportunity quickly became a career built around helping families accomplish one of life’s biggest milestones — homeownership.
Over the past two decades, Mark has helped hundreds of Edmonton and Sherwood Park homebuyers secure the right mortgage for their situation. His approach has always been steady and relationship-focused: clear explanations, honest advice, and guidance that looks beyond just the immediate rate to the long-term impact.
Clients often describe Mark as calm, thoughtful, and easy to talk to. He is honored to have the trust of his clients that lasts well beyond the closing date.
Joel Kostelyk
Mortgage Broker
Joel is known for his professionalism, patience, and ability to navigate more complex situations with calm confidence. Whether working with tight timelines or unique financial circumstances, he approaches each file with thoroughness and care.
Clients appreciate his steady guidance and willingness to go the extra mile — sometimes literally — to ensure everything stays on track from application to funding.
Jonah Kostelyk
Mortgage Broker
Jonah brings a strong attention to detail and a proactive communication style to every file. Clients frequently mention how responsive he is — quick to answer questions, clarify options, and keep things moving smoothly.
He enjoys helping first-time buyers feel confident and informed, ensuring they understand every step of the process. His focus is simple: make the mortgage experience clear, organized, and stress-free.
Together, we’re here to help you navigate the mortgage process with a team you can trust every step of the way.
I’d recommend them to
anyone I know without hesitation.
★ ★ ★ ★ ★
“Family Mortgage Planners definitely delivered a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpful in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to them for their services. Makes one get the true feeling of a family operated business and know your account matters to them.”
Donna M.
Why our Team Structure Matters
At Family Mortgage Planners, your mortgage is supported by our entire team, not just one person.
Many mortgage “teams” are simply individual brokers working under the same brand — each managing their own clients and files.
Because we work as a team, you get:
The result is a mortgage process that feels clearer, faster, and far less stressful — with a team that’s truly looking out for you.
Their approach is unbeatable.
★ ★ ★ ★ ★
“I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will continue to emphatically recommend them, as well as use their services personally in the future.”
Robert M.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
-
We purchased our first home with the help and guidance from your team. Always quick to answer emails and phone calls and helped us with any questions we had as new home owners. Will recommend your services to family and friends.
Bryant M.
February 21, 2021Working with Joel at family Mortgage was a wonderful experience, will be recommending to my friends and family.
Sovdi M.
December 11, 2025Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!
Maria T.
November 29, 2025 -
Recommended to me by a couple of friends. What I found was great client care. The team at Family Mortgage Planners provided reliable and quick service. From beginning to end, there was no delay in answering our questions online or by phone, even afterhours. They provided clear direction, information, and... read more document requirements. We were extremely happy and thankful with the rate they found for us and how fast they were able to lock us in before a potential increase.
Bart S.
October 14, 2023The whole team at Family Mortgage Planners was fantastic to work with. They answered all of our nitty-gritty questions with helpful explanations and additional information. As first time home buyers my husband and I felt very well taken care of and supported by Family Mortgage Planners.
Sandra H.
August 2, 2022I had a great experience working with the team. Timely and detailed response to inquiries. Highly recommend.
Tolulope A.
November 8, 2025 -
The Family mortgage planners made the selling and home buying experience enjoyable and efficient. We are so happy with our new home and interest rate! Mark and Joel were professional and personal which took away any stress that we would have experienced without them. 110% recommended! Mike and Brit
Michael A.
March 1, 2022Mark and his team were super helpful when it was time for me to renew my mortgage. They provided helpful, non-judgemental answers to my questions and provided excellent options for my situation. Thank you so much!
Josh K.
August 28, 2025Mark, Jonah and Joel really made getting the right financial institution for our mortgage easy and without stress. They were exceptional from start to finish and I am certainly looking forward to working with them in the nearest future. Thank you Family Mortgage planners.
Afolabi D.
November 14, 2023 -
My husband and I bought our first home through the Family Mortgage team. From the get go, Mark and his team provided us with great client service and answered all of our questions. As soon as we locked in on a home they were immediately on it and helped us... read more close the deal within a week. They answered our calls after working hours and reassured us that we would close the deal. I couldn’t be happier with the service we got. Moreover, they continuously worked hard to get us the lowest rates possible. I highly recommend the Family Mortgage Planner team.
Priyanka
January 14, 2024Recently got a mortgage through this company. Friendly, knowledgeable staff. Quick response to any questions I had. We had a fairly tight deadline but they made the whole process very quick and easy, highly recommend.
Meredith K.
May 10, 2024It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt. We recommend you talk with them and give "Family Mortgage Team" a... read more chance to earn your business. Jamie and Janine.
Jamie D.
December 16, 2021 -
We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages... read more since he had seen a lower mortgage rate. Hats off to this incredible team at Family Mortgage Planners!
Kristin B.
February 8, 2023These guys are amazing! They always have all the answers to my questions and have helped me with a mortgage and a refinance in a very speedy manner. Could not recommend them enough their team is just stellar.
Cory R.
June 1, 2022Glad I found family mortgage planners. They are 100% reliable and they go all the way for you and also with you all the way through the process. I will recommend them without thinking twice.
Charles D.
December 14, 2023 -
Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more lock in a very low rate in period of time where rates changed very quickly. They made sure to get all the information from me that they needed to make sure I didn’t miss out on the best rate that I could get. I highly recommend them and appreciate the work they did. Jamie/Julie
Julie F.
April 8, 2021Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each... read more stage and helped ease any worries we had. He was easy to get a hold of and continued to touch base throughout the process to make sure everything was in order. Thanks Joel and the Family Mortgage Planners for a great experience and helping us get our mortgage for our first home.
Stuart S.
March 1, 2021Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel for making financing a home purchase so easy!
Benjamin W.
March 1, 2021 -
We recently purchased our first investment property and Family Mortgage went above and beyond. We needed a non conventional / short term mortgage and they made it happen. Everything went smooth with regards to the processing even we had a delay from CRA with the document we need. The Kostelyks... read more are very prompt with communication - I get an answer to every single question I have within a minute or two. They were all extremely helpful. Highly recommended!
Jessica T.
August 9, 2022Good service, good advice!
Monique A.
October 11, 2025I have used them twice now. Nothing but the best. Extremely helpful, solid advice, and professional.
Kel F.
November 11, 2025 -
For the first time purchasing our home, Family Mortgage Team Planners made the process seamless and stress-free. We will undoubtedly seek their assistance again in the future. Highly recommended!
angel n.
October 2, 2025Great family run business. Mark and his team were always quick to respond and willing to help. I would use them again
Jacob L.
May 22, 2022Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each stage and... read more helped ease any worries we had. He was easy to get a hold of and continued to touch base throughout the process to make sure everything was in order. Thanks Joel and the Family Mortgage Planners for a great experience and helping us get our mortgage for our first home.
Stuart S.
October 20, 2020 -
My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.
taiwo a.
April 7, 2021I had an amazing experience with the Family Mortgage Planners Brokers getting approved for my new house. Even given the new stress test I was able to maintain my holding property, and everything was very prompt. Amazing team! And they got me a great rate to boot!
Melanie m.
March 1, 2020Honest and excellent at what they do. Mark and Joel were very quick to respond and secure excellent rates for me and my family. They originally found an excellent rate on our rental property and when it came time to renew on our personal home they were very quick to... read more lock in a very low rate in period of time where rates changed very quickly. They made sure to get all the information from me that they needed to make sure I didn’t miss out on the best rate that I could get. I highly recommend them and appreciate the work they did. Jamie/Julie
Julie F.
March 1, 2022 -
Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel!
Benjamin W.
April 2, 2025Great experience! They made everything so easy as to what information we needed to have, and were quick to answer any questions we had!
Justina C.
October 1, 2022It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt.
We recommend you talk with them and give "Family Mortgage Team" a chance... read more to earn your business.
Jamie and Janine. Jamie D.
December 7, 2021
x