FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.

You shouldn’t feel confused, rushed, or pressured into decisions.

Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.

Not all mortgages are created equal.

There may be an option that
fits your life better than another.

Our mission is to find it for you.

When it comes to financing, most homebuyers start (and stop) at their bank.

But, there are actually dozens of mortgage options available, and the differences can matter more than you think.

The challenge isn’t getting a mortgage.

It’s knowing which one actually fits your life.

That’s exactly where we come in.

As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.

That means you get access to more options — not just what one bank can offer.


When you work with us, we:

Do all of the research for you.

Explain your options clearly.

Help you confidently choose the best mortgage for your needs.

We’re with you every step of the way.

Truly exceptional service!

★ ★ ★ ★ ★

“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”

Emma R.

Let’s get you the best mortgage.

Here’s what you can expect from us:

Quick Responses

You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.

Clear Explanations

We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.

Honest Guidance

We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.

Stronger Options

Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.

Smooth Process

From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.

A True Family Team

Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.

We’d be honored if you’d let our family take care of yours. 

Made the process smooth & stress free from start to finish.

★ ★ ★ ★ ★

Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

Akash N.

We keep the mortgage process as easy as 1-2-3.

Mark Kostelyk
1

Start the conversation

We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.

Begin with our secure online application or schedule a call with us.

2

Review & prepare

Mark, Joel, and Josh carefully review your application and confirm exactly which documents a lender will need.

We gather everything upfront — because this critical step helps prevent delays, surprises, and unnecessary stress later in the approval process.

Family Mortgage Planners Team
3

Move forward with confidence

We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.

Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.

From start to finish, we stay proactive and responsive so you always know what’s happening.

Smooth. Organized. Stress-free.

Many of our clients come back — and refer their friends and family.

★★★★★

Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.

Maria T.

★★★★★

We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.

Hats off to this incredible team at Family Mortgage Planners!

Kristin B.

★★★★★

The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.

They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

Beau W.

We’d be honored to serve you, too.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • Recently got a mortgage through this company. Friendly, knowledgeable staff. Quick response to any questions I had. We had a fairly tight deadline but they made the whole process very quick and easy, highly recommend.

    Meredith Kennedy Avatar Meredith K.
    May 10, 2024

    They were very helpful and found us a much better rate than the banks were willing to give.

    Casey Germain Avatar Casey G.
    October 14, 2023

    My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.

    Taiwo Adekunle Avatar Taiwo A.
    March 1, 2022
  • As first time home buyers we didn't know much about the process for buying a house/getting approval for a mortgage. Jonah and their team at Family Mortgage Planners went above and beyond helping us with more than we could've expected. They were always available to answer the many questions we... read more

    Edward Barnes Avatar Edward B.
    June 10, 2024

    A very great and reliable team. Family Mortgage planners took us through the process. Very detailed and straightforward.

    Ayodeji Babajide Avatar Ayodeji B.
    September 14, 2023

    If you are looking at buying a home I would highly suggest working with Mark & Joel. They had us pre-approved within 24 hours of inquiring and were clear and concise in what more they needed from us throughout the duration of the sale. They are available when you need... read more

    Erik Steinbring Avatar Erik S.
    March 1, 2022
  • Had many questions, and all our questions were answered promptly and without hesitation. We managed to get a great rate and felt cared for the entire process. Will be using again with future purchases!!

    Garett Ferguson Avatar Garett F.
    November 1, 2022

    Mark and his team were super helpful when it was time for me to renew my mortgage. They provided helpful, non-judgemental answers to my questions and provided excellent options for my situation. Thank you so much!

    Josh Kempe Avatar Josh K.
    August 28, 2025

    These gentleman are the best. They went above and beyond assisting us with all of our mortgage needs. Thank you , I will be advertising your business.

    Beatrice Leek Avatar Beatrice L.
    July 16, 2022
  • I met Mark 12 years ago when he helped me purchase my first home with my wife. It went perfectly. Over the years we kept in contact for brief moments, he always treated me with respect and made me feel he is keeping me up to date with relevant... read more

    Stephan Hoess Avatar Stephan H.
    June 10, 2024

    Joel and Mark have been amazing to work with yet again! Been working with them for years on several homes and mortgages. They are always willing to help answer questions and make the process as easy as possible! They are 5 star, for sure!!!

    Christie Morin Avatar Christie M.
    August 10, 2024

    I was very impressed by the service I received from Joel and Jonah at Family Mortgage Planners. They walked me through a nontrivial mortgage approval for a rural property highlighting all the nuances that could make the deal work or fail. Their guidance and input was timely and detailed which... read more

    Itai Gal Avatar Itai G.
    July 14, 2023
  • Amazing mortgage brokers to work with. Jonah was amazing and got us an amazing rate. Highly recommend.

    Scott Cole Avatar Scott C.
    January 1, 2023

    Family Mortgage Planners made the process of renewing our mortgage hassle-free. They found us the best deal and kept us informed throughout the process. I highly recommend them!

    Jean Harsch Avatar Jean H.
    October 2, 2025

    These guys are awesome. They respond very quickly if you have questions or concerns, and they will walk you through anything if you have questions. I would recommend them to anyone needing a mortgage.

    Aaron Belzil Avatar Aaron B.
    August 16, 2021
  • Very good people,helped me successfully get my mortgage. I would recommend them to anyone who needs financing for a mortgage.

    Ahmed Yussuf Avatar Ahmed Y.
    May 22, 2022

    I’ve used Joel and Mark 3 times over the last 15 years. Always felt like I was a priority. Very responsive, very thorough. Didn’t even have to step foot in their offices and they got me a mortgage on my own when I was worried... read more

    Sarah Larson Avatar Sarah L.
    June 14, 2023

    It definitely was a team effort from the "Family Mortgage Team". Mark and Joel both helped us through our home search. They always had an answer for us and gave sound advice. They are very accessible and prompt.
    We recommend you talk with them and give "Family Mortgage Team" a chance... read more

    Jamie Davidson Avatar Jamie D.
    December 7, 2021
  • I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team! Thank you for... read more

    Veronica Gurdian Avatar Veronica G.
    January 16, 2022

    Joel and the team at Family Mortgage was excellent assessing the right mortgage for us and making it possible. All along the process was simple and clear. Thanks you!

    Mariano Torres Avatar Mariano T.
    October 14, 2023

    Mark and Joel are one of the best mortgage planners I've interacted and done business with. They are very professional, responsive and dedicated to doing excellent work. They made our mortgage process so seamless and easy. I highly recommend them!

    Femi Oladele Avatar Femi O.
    September 7, 2021
  • Highly recommended! As first time home buyers it was a great experience having Joel handle our mortgage. He was so helpful and knowledgeable. He knew what lenders would work for our particular situation and got us great rates. Also he clearly communicated what we should expect at each stage and... read more

    Stuart Shelley Avatar Stuart S.
    October 20, 2020

    I greatly value the dedication that Family Mortgage Planners have to their costumers. Whether its newsletters on whats going on in the housing market, tips on finances, prizes to be won, or questions I might have, I always feel connected and a part of their team!

    Thank you for your guidance... read more

    Veronica Gurdian Avatar Veronica G.
    January 7, 2022

    We had the most amazing experience working with The Family Mortgage! Our broker, Joel, went above and beyond for us. He took the time to really understand our situation and made us feel genuinely cared for every step of the way. Our case wasn’t easy with immigration factors and short... read more

    Emma Roppo Avatar Emma R.
    October 20, 2025
  • The team at family mortgage was always available to answer questions and offered support to us every step of the way. After being turned down by our long term bank, we felt incredibly discouraged, but family mortgage was able to not only obtain our financing to purchase our forever home,... read more

    Elise Schultz Avatar Elise S.
    February 26, 2021

    Mark helped me and my girlfriend obtain financing for our first house. Mark got in touch with us very quickly and was professional and easy to talk to! He answered all of our questions and was able to secure us a great Morgage in short order. It was a great... read more

    Victor Kuefler Avatar Victor K.
    March 1, 2021

    The team at Family Mortgage Planners was awesome! Very knowledgeable, efficient, and responsive.

    Ethan Tchir Avatar Ethan T.
    October 2, 2025
  • My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.

    taiwo ade Avatar taiwo a.
    April 7, 2021

    Joel Kostelyk and Mark Kostelyk of Family Morgage Planners provided us high quality service. Mark told us the processing of our application would take less than a week and he was right because we got the conditional approval a day after we submitted all the required documents. They found the... read more

    8. Jhun Guerrero 008 GmailCom Avatar 8. J.
    February 14, 2021

    Mark Kostelyk is the perfect mortgage broker. He got the job done on his end quickly and any information he needed from me; he asked in a way that didn’t make feel pressured. I know that I got a good deal. Next time I need a mortgage I will... read more

    Austin A Avatar Austin A.
    October 30, 2025