FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

FROM OUR FAMILY TO YOURS

We make it easy & stress-free
to find the right mortgage. 

★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.

You shouldn’t feel confused, rushed, or pressured into decisions.

Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.

Not all mortgages are created equal.

There may be an option that
fits your life better than another.

Our mission is to find it for you.

When it comes to financing, most homebuyers start (and stop) at their bank.

But, there are actually dozens of mortgage options available, and the differences can matter more than you think.

The challenge isn’t getting a mortgage.

It’s knowing which one actually fits your life.

That’s exactly where we come in.

As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.

That means you get access to more options — not just what one bank can offer.


When you work with us, we:

Do all of the research for you.

Explain your options clearly.

Help you confidently choose the best mortgage for your needs.

We’re with you every step of the way.

Truly exceptional service!

★ ★ ★ ★ ★

“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”

Emma R.

Let’s get you the best mortgage.

Here’s what you can expect from us:

Quick Responses

You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.

Clear Explanations

We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.

Honest Guidance

We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.

Stronger Options

Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.

Smooth Process

From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.

A True Family Team

Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.

We’d be honored if you’d let our family take care of yours. 

Made the process smooth & stress free from start to finish.

★ ★ ★ ★ ★

Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!

Akash N.

We keep the mortgage process as easy as 1-2-3.

Mark Kostelyk
1

Start the conversation

We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.

Begin with our secure online application or schedule a call with us.

2

Review & prepare

Mark, Joel, and Josh carefully review your application and confirm exactly which documents a lender will need.

We gather everything upfront — because this critical step helps prevent delays, surprises, and unnecessary stress later in the approval process.

Family Mortgage Planners Team
3

Move forward with confidence

We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.

Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.

From start to finish, we stay proactive and responsive so you always know what’s happening.

Smooth. Organized. Stress-free.

Many of our clients come back — and refer their friends and family.

★★★★★

Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.

Maria T.

★★★★★

We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.

Hats off to this incredible team at Family Mortgage Planners!

Kristin B.

★★★★★

The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.

They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.

Beau W.

We’d be honored to serve you, too.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will... read more continue to emphatically recommend them, as well as use their services personally in the future.

    Robert Marsh Avatar Robert M.
    November 1, 2022

    Mark has been a pleasure to work with. Competitive rates and valuable advice. Thought I would try a discount mortgage provider direct and If I chose him instead I would have saved a lot of money as rates dropped and now I’m locked in! Very happy with his service and value... read more he bring to the table

    Alex Hogg Avatar Alex H.
    January 18, 2021

    Great service

    madeline turland Avatar madeline t.
    April 1, 2025
  • Got a great rate on my mortgage. The people at family mortgage are knowledgeable, helpful and very responsive to ally questions.

    nicholas scholotiuk Avatar nicholas s.
    June 8, 2022

    Great team effort by the guys here! Very prompt and professional. Highly recommended!!

    Garth Gawron Avatar Garth G.
    July 26, 2022

    We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages... read more since he had seen a lower mortgage rate. Hats off to this incredible team at Family Mortgage Planners!

    Kristin Berg Avatar Kristin B.
    February 8, 2023
  • The team at family mortgage was always available to answer questions and offered support to us every step of the way. After being turned down by our long term bank, we felt incredibly discouraged, but family mortgage was able to not only obtain our financing to purchase our forever home,... read more they also got us an incredible interest rate! I would highly recommend them to anyone going through the home buying experience!

    Elise Schultz Avatar Elise S.
    February 26, 2021

    We've purchased 4 homes over the past 15 years and everytime we use Mark, Joel and the team at Family Mortgage Planners. Always professional, friendly, knowledgeable and available to answer any questions we have. They go above and beyond to take the stress out of the mortgage buying process.... read more Great job guys!! Thanks again for all the help.

    Clayton Beniuk Avatar Clayton B.
    November 7, 2021

    Excellent service from the first conversation to the last. Very responsive and helpful. I had no worries trusting them with my complex financing requirements. I Highly recommend Their services to anyone looking for a mortgage.

    Johnston Clark Avatar Johnston C.
    April 22, 2022
  • Mark and Joel were competent and always available to answer questions throughout the entire process. Our financing was approved and went through without any problems whatsoever. We’re very thankful to Mark and Joel for making financing a home purchase so easy!

    Benjamin Wiebe Avatar Benjamin W.
    March 1, 2021

    Great experience! They made everything so easy as to what information we needed to have, and were quick to answer any questions we had!

    Justina Crocker Avatar Justina C.
    October 1, 2022

    Excellent and convenient service! Their website makes uploading the necessary documents safe and easy. They are very responsive and work efficiently. My financing was the last thing I felt I needed to worry about in the purchase of my first home. Going with family mortgage planners for my mortgage really... read more helped relieve stress and reassure that I was getting a competitive rate in the current market.

    Cormack Chapdelaine Avatar Cormack C.
    April 22, 2022
  • My mortgage process was fast and seamless. I was able to complete everything online and my broker,Joel, kept me updated throughout the process. I would definitely recommend the Family Mortgage Planners if you are looking for efficient and excellent service.

    taiwo ade Avatar taiwo a.
    April 7, 2021

    I had a great experience working with the team. Timely and detailed response to inquiries. Highly recommend.

    Tolulope Adetunji Avatar Tolulope A.
    November 8, 2025

    Mark, Jonah and crew were an invaluable member of our real estate team! They made our journey to finding financing for our home easy and hassle-free. Not only were they patient, accommodating, and kind throughout the process… they also made us feel very comfortable by answering any questions we had... read more (and ones we didn’t know we had). I would highly recommend them to assist you in finding affordable financing with a better interest rate than what is available in the general public market!

    Payton Humphries Avatar Payton H.
    January 1, 2023
  • Jonah is amazingly knowledgeable and answered all my questions.

    Mark Poechman Avatar Mark P.
    May 10, 2024

    We are really thankful to Joel and Mark for helping us get our first home! Their approach towards getting our financing done right from the beginning was really very helpful, diligent and professional. Joel was always ready to answer any questions that I had and also gave me good tips... read more and advice and followed up with me on all the details! Highly recommended for anyone looking to buy a home! Thanks Joel and Mark once again!

    AR Benjamin Avatar AR B.
    March 1, 2021

    The team at Family Mortgage Planners was awesome! Very knowledgeable, efficient, and responsive.

    Ethan Tchir Avatar Ethan T.
    October 2, 2025
  • Joel Kostelyk and Mark Kostelyk of Family Morgage Planners provided us high quality service. Mark told us the processing of our application would take less than a week and he was right because we got the conditional approval a day after we submitted all the required documents. They found the... read more lender who could give us the best interest rate and great loan feautures. Mark guided us to the easy documentation process of our application up to the end. Not only that, they still offered after-sale service to answer any questions even though the mortgage has already been released. They were very helpful, and honest/transparent to every detail of the transactions. I will definitely recommend them to my family members, coworkers, and friends. Five star for you and more power!

    8. Jhun Guerrero 008 GmailCom Avatar 8. J.
    February 14, 2021

    Wonderful People. True compassionate, fast, honest service. Exceeded our expectations both times we required help refinancing our mortgage and using home equity. Thank you!

    Terry Uppal Avatar Terry U.
    August 9, 2022

    We really appreciated the service that was provided by The Family Mortgage Planners Team. We worked with Joel and he was so flexible in meeting with us always accommodating us around our work schedules. He really took the time to walk us through all of our options and to keep... read more us informed; answering all of our questions through the process. We found the customer service super informative and helpful. Professionals that go above and beyond in the service they provide. Thank you!

    Tessa Richer Avatar Tessa R.
    May 31, 2021
  • We had an amazing experience with the help of Joel Kostelyk, from start to finish. He was so professional, knowledgeable, and quick to reply. He got us qualified for the perfect mortgage for us, and we were able to buy a house that was exactly what we wanted. I can’t... read more recommend their services enough, and have already told a friend to go with them. We are thankful we had such a good experience, as it takes off a lot of the pressure that comes with buying your first home.

    Hannah Borkent Avatar Hannah B.
    March 1, 2021

    Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more help!

    Maria Toro Avatar Maria T.
    November 29, 2025

    Great family run business. Mark and his team were always quick to respond and willing to help. I would use them again

    Jacob Lucier Avatar Jacob L.
    May 22, 2022
  • We have been working with Mark and Joel for years. They always work hard for us, and take all the stress out of renewing our mortgage or signing up for a new one. They are always there to answer questions no matter what. Mark, Joel and the rest of the... read more team are amazing!

    Lisa Macdonald Avatar Lisa M.
    August 16, 2021

    As first time home buyers we didn't know much about the process for buying a house/getting approval for a mortgage. Jonah and their team at Family Mortgage Planners went above and beyond helping us with more than we could've expected. They were always available to answer the many questions we... read more had and gave us great suggestions to help make the entire process so much easier. Would highly recommend them to anyone looking to buy a house

    Edward Barnes Avatar Edward B.
    June 10, 2024

    Mark and Joel have helped us get great mortgages multiple times. We often recommend them to people starting out on their real estate ownership journey or investors looking to grow their portfolio. Whichever stage of the real estate game you're in; they'll get you a mortgage to help you reach... read more your goals. Always impressed in what they are able to do!

    Glenn Simon Inc Avatar Glenn S.
    December 9, 2025
  • Joel and Mark were excellent and were always there to answer any questions I had!

    Joseph Robalo Avatar Joseph R.
    November 16, 2021

    Mark, Jonah and Joel really made getting the right financial institution for our mortgage easy and without stress. They were exceptional from start to finish and I am certainly looking forward to working with them in the nearest future. Thank you Family Mortgage planners.

    Afolabi Damilola Avatar Afolabi D.
    November 14, 2023

    I recommend family mortgage planners...they are the best.

    akerele oluwadamilola Avatar akerele o.
    November 10, 2023