– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
– FROM OUR FAMILY TO YOURS –
We make it easy & stress-free
to find the right mortgage.
★ ★ ★ ★ ★
5-Star Reviews
Buying a home is a big deal.
You shouldn’t feel confused, rushed, or pressured into decisions.
Family Mortgage Planners helps you find the right mortgage for YOUR needs — with clear explanations, honest advice, and a team that treats you like family.
Not all mortgages are created equal.
There may be an option that
fits your life better than another.
Our mission is to find it for you.
When it comes to financing, most homebuyers start (and stop) at their bank.
But, there are actually dozens of mortgage options available, and the differences can matter more than you think.
The challenge isn’t getting a mortgage.
It’s knowing which one actually fits your life.
That’s exactly where we come in.
As licensed mortgage brokers, we compare options from over 30+ lenders across Canada.
That means you get access to more options — not just what one bank can offer.
When you work with us, we:
Do all of the research for you.
Explain your options clearly.
Help you confidently choose the best mortgage for your needs.
We’re with you every step of the way.
Truly exceptional service!
★ ★ ★ ★ ★
“We had the most amazing experience working with The Family Mortgage! They took the time to really understand our situation and made us feel genuinely cared for every step of the way. Truly exceptional service!”
Emma R.
Let’s get you the best mortgage.
Here’s what you can expect from us:
Quick Responses
You can easily reach us by phone, email, or text — we respond promptly so you’re never left waiting or wondering what’s happening.
Clear Explanations
We take the time to walk you through your options in plain language, so you understand not just what you’re choosing — but why.
Honest Guidance
We truly keep your needs central to our mission. If something isn’t in your best interest, we’ll say so. Even if that means staying with your bank.
Stronger Options
Because we compare 30+ lenders, we’re often able to secure better solutions than clients were offered directly.
Smooth Process
From application to funding, we stay organized and proactive, making the process feel seamless instead of stressful.
A True Family Team
Mark, Jonah, and Joel work together on every file. That means shared responsibility, steady communication, and genuine care.
We’d be honored if you’d let our family take care of yours.
Made the process smooth & stress free from start to finish.
★ ★ ★ ★ ★
“Absolutely thrilled with the service from Family Mortgage Planners! From start to finish, they made the mortgage process smooth and stress-free. If you’re looking for a mortgage broker you can trust, I highly recommend Family Mortgage Planners. Truly exceptional service! Thank you for making my home buying experience so positive!“
Akash N.
We keep the mortgage process as easy as 1-2-3.
Start the conversation
We’ll learn about your financial situation, timeline, and your mortgage needs. Then, we’ll outline exactly what comes next.
Begin with our secure online application or schedule a call with us.
Move forward with confidence
We’ll walk you through the strongest mortgage and rate options available to you, explaining the differences clearly so you can choose with confidence.
Whether you need a pre-qualification outlining your purchase power or you’re ready to submit for final approval, we guide you every step of the way.
From start to finish, we stay proactive and responsive so you always know what’s happening.
Smooth. Organized. Stress-free.
Many of our clients come back — and refer their friends and family.
★★★★★
Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful.
They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for.
Maria T.
★★★★★
We received the most excellent service! Joel was thorough and patient with the particularities of my situation and the whole process went smoother than I could have hoped for. Our real estate lawyer even commented to me that my mortgage broker did an amazing job because it had been ages since he had seen a lower mortgage rate.
Hats off to this incredible team at Family Mortgage Planners!
Kristin B.
★★★★★
The team at Family Mortgage Planners are exceptional. They got us a great rate on our house in 2015, and an even better rate when we refinanced in 2020.
They are super easy to communicate with and are very helpful at answering any questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.
Beau W.
We’d be honored to serve you, too.
Ready to get started?
There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!
Call or text us today!
780-907-7207
Connect with us!
Have a question?
Fill out the form below & we’ll get right back to you.
We’re trusted by thousands of local families.
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Mark was fantastic to work with. After dealing with a bank and having a less than positive experience, Mark had me pre-approved in less than an hour in a better deal than I thought possible. I would recommend them in a heartbeat!
Tiffany L.
November 16, 2021They were very helpful and found us a much better rate than the banks were willing to give.
Casey G.
October 14, 2023Family Mortgage Planners were phenomenal to work with! They anticipated my questions, and answered everything so quickly I didn’t have time to stress over them! They helped us secure the mortgage on our little heart home! I will recommend Mark & Joel to anyone. I was very happy with everything... read more they did for our family!
Amanda A.
April 7, 2021 -
The team at Family Mortgage Planners are exceptional. They got us a great rate on our house when we first purchased back in 2015, and got us an even better rate when we refinanced in 2020. They are super easy to communicate with and are very helpful at answering any... read more questions or concerns. We will continue to use them for our mortgage needs and I drop their name to all of my friends who are looking for mortgages.
Beau D.
March 1, 2021Excellent service from the first conversation to the last. Very responsive and helpful. I had no worries trusting them with my complex financing requirements. I Highly recommend Their services to anyone looking for a mortgage.
Johnston C.
April 22, 2022I had an amazing experience working with Family Mortgage Planners! From start to finish, their team was incredibly professional, knowledgeable, and supportive. They made the entire mortgage process smooth and stress-free, explaining every step and answering all my questions with patience and clarity. I truly felt like they had my... read more best interests at heart. Thanks to their expertise, I was able to secure a great rate on my mortgage, and I couldn’t be happier with the outcome. I highly recommend Family Mortgage Planners to anyone looking for trustworthy, reliable mortgage advice!
Rekled
April 1, 2025 -
We had an amazing experience with the help of Joel Kostelyk, from start to finish. He was so professional, knowledgeable, and quick to reply. He got us qualified for the perfect mortgage for us, and we were able to buy a house that was exactly what we wanted. I can’t... read more recommend their services enough, and have already told a friend to go with them. We are thankful we had such a good experience, as it takes off a lot of the pressure that comes with buying your first home.
Hannah B.
March 1, 2021Joel and Mark have always been incredibly helpful at every stage of my mortgage experience. Family Mortgage Planners will definitely be my mortgage specialists until I own my home outright and I would highly recommend them.
Jeremiah A.
July 16, 2022Had the pleasure of working with Jonah and I cannot recommend him enough! From the moment we started the mortgage process, Jonah was knowledgeable, responsive, and truly had my best interests as the top priority. Buying a home can be overwhelming, but the team made everything seamless and stress-free. Thank you!!
Davis D.
April 7, 2025 -
Family mortgage planners were excellent to work with. They had me prequalified very quickly and made the process of submitting all the required paperwork really easy. Once I had made an offer, they got me a great rate and once again got me set up very quickly. I highly recommend... read more the Family Mortgage Planner team for any of your mortgage needs!
Chase B.
June 14, 2023Mark and Joel are the best mortgage brokers out there! They really work hard to get the best deals for their customers. They are so efficient, respond quickly and support clients in the best way possible. I trust them entirely and never doubt that they are advocating for my needs... read more and will secure the best mortgage lender for me. This time they have saved me approx. $700-800 per month! In this economy everyone should contact these brokers as I know I will for sure...live much more comfortably.
Wanda W.
May 18, 2021I had an amazing experience with the Family Mortgage Planners Brokers getting approved for my new house. Even given the new stress test I was able to maintain my holding property, and everything was very prompt. Amazing team! And they got me a great rate to boot!
Melanie m.
March 1, 2020 -
The team at family mortgage was always available to answer questions and offered support to us every step of the way. After being turned down by our long term bank, we felt incredibly discouraged, but family mortgage was able to not only obtain our financing to purchase our forever home,... read more they also got us an incredible interest rate! I would highly recommend them to anyone going through the home buying experience!
Elise S.
February 26, 2021Mark and Joel are one of the best mortgage planners I've interacted and done business with. They are very professional, responsive and dedicated to doing excellent work. They made our mortgage process so seamless and easy. I highly recommend them!
Femi O.
September 7, 2021The team is very efficient and straight forward and very helpful on the process of refinancing my mortgage!I have been recommending them and would continue to do so!
Melanie A.
September 1, 2022 -
Joel Kostelyk and Mark Kostelyk of Family Morgage Planners provided us high quality service. Mark told us the processing of our application would take less than a week and he was right because we got the conditional approval a day after we submitted all the required documents. They found the... read more lender who could give us the best interest rate and great loan feautures. Mark guided us to the easy documentation process of our application up to the end. Not only that, they still offered after-sale service to answer any questions even though the mortgage has already been released. They were very helpful, and honest/transparent to every detail of the transactions. I will definitely recommend them to my family members, coworkers, and friends. Five star for you and more power!
8. J.
February 14, 2021Having used Family Mortgage planners for the second time II would once again recommend using their services .They are always extremely professional, reliable, informative , reinsuring and guide you through the process. The Mortgage planners promptly responded to questions making the process of remortgaging seamless and stress... read more free for me. They gave options highlighting pros and cons of products that are best for current needs and looking into the future plus they spoke language I understood! Thank you for the exceptional service!!
Maity T.
October 1, 2022Mark, Jonah and crew were an invaluable member of our real estate team! They made our journey to finding financing for our home easy and hassle-free. Not only were they patient, accommodating, and kind throughout the process… they also made us feel very comfortable by answering any questions we had... read more (and ones we didn’t know we had). I would highly recommend them to assist you in finding affordable financing with a better interest rate than what is available in the general public market!
Payton H.
January 1, 2023 -
A very great and reliable team. Family Mortgage planners took us through the process. Very detailed and straightforward.
Ayodeji B.
September 14, 2023We are so Very Grateful for the Genuine - Caring - Professionalism of the Family Mortgage Planners Team. We are so Appreciative to have taken the Journey of Owning a Home with them. Joel and Mark it is a pleasure to have made your acquaintance !! We always felt that... read more you had our Best Interests at Heart .. You Professionally Steered Us in the Right Direction of Owning Our Awesome Home !! We are Very Happy !! We Highly Recommend the Family Mortgage Team !! In our opinion these Down-to-Earth Professionals are the Best !!! Thank You Again Mark, Jonah and Joel ... the Entire Team.
C B.
January 14, 2024Wonderful People. True compassionate, fast, honest service. Exceeded our expectations both times we required help refinancing our mortgage and using home equity. Thank you!
Terry U.
August 9, 2022 -
Glad I found family mortgage planners. They are 100% reliable and they go all the way for you and also with you all the way through the process. I will recommend them without thinking twice.
Charles D.
December 14, 2023Mark has been a pleasure to work with. Competitive rates and valuable advice. Thought I would try a discount mortgage provider direct and If I chose him instead I would have saved a lot of money as rates dropped and now I’m locked in! Very happy with his service and value... read more he bring to the table
Alex H.
January 18, 2021Great experience! They made everything so easy as to what information we needed to have, and were quick to answer any questions we had!
Justina C.
October 1, 2022 -
Great service
madeline t.
April 1, 2025Recommended to me by a couple of friends. What I found was great client care. The team at Family Mortgage Planners provided reliable and quick service. From beginning to end, there was no delay in answering our questions online or by phone, even afterhours. They provided clear direction, information, and... read more document requirements. We were extremely happy and thankful with the rate they found for us and how fast they were able to lock us in before a potential increase.
Bart S.
October 14, 2023The team at Family Mortgage Planners was fantastic to deal with. They made the process easy by staying in touch well and making sure everything was done thoroughly. They explained our options well and made sure we understood and could make the best decision based on our situation.
Ryley S.
May 22, 2022 -
The whole team at Family Mortgage Planners was fantastic to work with. They answered all of our nitty-gritty questions with helpful explanations and additional information. As first time home buyers my husband and I felt very well taken care of and supported by Family Mortgage Planners.
Sandra H.
August 2, 2022Amazing mortgage brokers to work with. Jonah was amazing and got us an amazing rate. Highly recommend.
Scott C.
January 1, 2023They were available to answer questions whenever I needed and were creative and flexible in helping us negotiate the best terms possible.
Julie H.
May 10, 2024