Our Team

With Family Mortgage Planners, you can be confident that you’re working with real people who care about serving you well.

Family Mortgage Planners isn’t just a name

Family is how we operate.

As a true family-run team, we believe your mortgage deserves clear communication, honest advice, and guidance that looks out for your long-term well-being.

Many of our clients become repeat clients because we take the time to understand their goals, keep them consistently updated, and recommend what’s truly best — even if that means advising them to stay with their bank.

We’ve helped thousands of Canadians achieve the dream of homeownership. We look forward to serving you, too!

– Mark, Joel, and Jonah
Years
experience
MORTGAGES
Funded
5-Star
GOOGLE Reviews
REPEAT
CLIENTS

Meet the Family Behind Family Mortgage Planners

Mark Kostelyk

Mark Kostelyk

Founder & Licensed Mortgage Broker

Mark has been a licensed mortgage broker since 2002. What began as a new opportunity quickly became a career built around helping families accomplish one of life’s biggest milestones — homeownership.

Over the past two decades, Mark has helped hundreds of Edmonton and Sherwood Park homebuyers secure the right mortgage for their situation. His approach has always been steady and relationship-focused: clear explanations, honest advice, and guidance that looks beyond just the immediate rate to the long-term impact.

Clients often describe Mark as calm, thoughtful, and easy to talk to. He is honored to have the trust of his clients that lasts well beyond the closing date.

Joel Kostelyk

Mortgage Broker

Joel is known for his professionalism, patience, and ability to navigate more complex situations with calm confidence. Whether working with tight timelines or unique financial circumstances, he approaches each file with thoroughness and care.

Clients appreciate his steady guidance and willingness to go the extra mile — sometimes literally — to ensure everything stays on track from application to funding.

Joel Kostelyk - Sherwood Park and Greater Edmonton Mortgage Broker
Jonah Kostelyk - Mortgage Planner

Jonah Kostelyk

Mortgage Broker

Jonah brings a strong attention to detail and a proactive communication style to every file. Clients frequently mention how responsive he is — quick to answer questions, clarify options, and keep things moving smoothly.

He enjoys helping first-time buyers feel confident and informed, ensuring they understand every step of the process. His focus is simple: make the mortgage experience clear, organized, and stress-free.

Together, we’re here to help you navigate the mortgage process with a team you can trust every step of the way.

I’d recommend them to
anyone I know without hesitation.

★ ★ ★ ★ ★

Family Mortgage Planners definitely delivered a 5 star experience. They went above and beyond, making this the easiest, most professional experience I had securing a mortgage. They were exceptionally friendly and very helpful in getting me the absolute best rate for my mortgage. I would, without hesitation, refer anyone I know to them for their services. Makes one get the true feeling of a family operated business and know your account matters to them.”

Donna M.

Why our Team Structure Matters

At Family Mortgage Planners, your mortgage is supported by our entire team, not just one person.

Many mortgage “teams” are simply individual brokers working under the same brand — each managing their own clients and files.

Because we work as a team, you get:

  • Multiple experts reviewing your file — helping catch details early and avoid surprises.
  • Collaborative problem-solving — we work together to find the best mortgage for your situation.
  • Faster responses — because you’re supported by a full team, not a single broker’s schedule.
  • Help when you need it — call, text, or email and someone is ready to jump in.

The result is a mortgage process that feels clearer, faster, and far less stressful — with a team that’s truly looking out for you.

Their approach is unbeatable.

★ ★ ★ ★ ★

“I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will continue to emphatically recommend them, as well as use their services personally in the future.”

Robert M.

Ready to get started?

There are several ways we can get started! Regardless of how you reach out, we’ll quickly get back to you & answer your questions!

Call or text us today!

780-907-7207

Connect with us!

Have a question?

Fill out the form below & we’ll get right back to you.

We’re trusted by thousands of local families.

  • We have used the team at the Family Mortgage Planners for three properties, three refinancing deals and for over 11 years. They care about your needs and find you the best rate available. We highly recommend.

    Jenianne Boyda Avatar Jenianne B.
    March 1, 2022

    Had the pleasure of working with Jonah and I cannot recommend him enough! From the moment we started the mortgage process, Jonah was knowledgeable, responsive, and truly had my best interests as the top priority. Buying a home can be overwhelming, but the team made everything seamless and stress-free. Thank you!!

    Davis DiSciglio Avatar Davis D.
    April 7, 2025

    Recently got a mortgage through this company. Friendly, knowledgeable staff. Quick response to any questions I had. We had a fairly tight deadline but they made the whole process very quick and easy, highly recommend.

    Meredith Kennedy Avatar Meredith K.
    May 10, 2024
  • Good service, good advice!

    Monique Andrie Avatar Monique A.
    October 11, 2025

    We purchased our first home with the help and guidance from your team. Always quick to answer emails and phone calls and helped us with any questions we had as new home owners. Will recommend your services to family and friends.

    Bryant Mahar Avatar Bryant M.
    February 21, 2021

    Jonah walked us through the whole process and we ended up exactly where we needed to be. Both him and Mark are quick to respond and help out. Plus you can get everything setup from where ever you are.

    Jeremy Teeuwsen Avatar Jeremy T.
    November 15, 2025
  • Working with Joel and team at Family Mortgage Planners made the entire mortgage process so much less stressful. They were super patient, knowledgeable, and always quick to answer our questions (even the small ones). They explained everything clearly and helped us understand what we actually qualified for. Thank you for your... read more

    Maria Toro Avatar Maria T.
    November 29, 2025

    Great family run business. Mark and his team were always quick to respond and willing to help. I would use them again

    Jacob Lucier Avatar Jacob L.
    May 22, 2022

    Family mortgage planners were excellent to work with. They had me prequalified very quickly and made the process of submitting all the required paperwork really easy. Once I had made an offer, they got me a great rate and once again got me set up very quickly. I highly recommend... read more

    Chase Buhler Avatar Chase B.
    June 14, 2023
  • Jonah was very patient and helpful in helping me understand what I need for mortgages. Also great interest rates!

    Evan Giese Avatar Evan G.
    July 10, 2024

    I’ve used Family Mortgage Planners several times now, and have recommended them to friends who have also utilized their services. They’re conscientious, friendly approach to what can be intimidating subjects is second to none, and what I appreciate most. Their ability to get great rates doesn’t hurt either. I will... read more

    Robert Marsh Avatar Robert M.
    November 1, 2022

    Family Mortgage Planners made the process of renewing our mortgage hassle-free. They found us the best deal and kept us informed throughout the process. I highly recommend them!

    Jean Harsch Avatar Jean H.
    October 2, 2025
  • I have used them twice now. Nothing but the best. Extremely helpful, solid advice, and professional.

    Kel Fit Avatar Kel F.
    November 11, 2025

    We had an opportunity to work with Joel for the first time in 2016 and then again this year. As always, we appreciate Joel's professionalism. His attention to detail is beyond compare. We highly recommend Family Mortgage. - Williams and Sta Juana Family

    The Williams' Avatar The W.
    November 7, 2021

    These guys are amazing! They always have all the answers to my questions and have helped me with a mortgage and a refinance in a very speedy manner. Could not recommend them enough their team is just stellar.

    Cory Rianson Avatar Cory R.
    June 1, 2022
  • Joel was really friendly and helpful getting us approved for a mortgage. He answered any questions we had promptly and the whole process was smooth as silk. I highly recommend giving these fellas a call if you're needing a mortgage.

    Jesse Clemmer Avatar Jesse C.
    April 1, 2025

    Incredible service and support. Highly recommend!

    felicia star Avatar felicia s.
    September 10, 2023

    Glad I found family mortgage planners. They are 100% reliable and they go all the way for you and also with you all the way through the process. I will recommend them without thinking twice.

    Charles Dare Avatar Charles D.
    December 14, 2023
  • The team at Family Mortgage led by Mark are great and highly professional, l did not experience any issues working with them. Joel and Jonah did a great job making our mortgage process smooth, l particularly loved the fact that they respond to messages timely and answer any questions... read more

    Opeoluwatosin ope Avatar Opeoluwatosin o.
    September 14, 2023

    The Family Mortgage Planners were exceptional! They helped us renew our mortgage & kept us upto date on the changing rates. They made sure they put us with a lender that best fit our needs. I would highly recommend Mark, Jonah or Joel to help with any future mortgage.

    Marci Hutchings Avatar Marci H.
    May 10, 2024

    Very quick and efficient services. They responded extremely fast with the best offers available when my mortgage came up for renewal. The communication was very consistent and timely throughout the renewal process and I would highly recommend this team. They absolutely service their customers well. Jamie

    Jamie Fair Avatar Jamie F.
    March 1, 2022
  • Mark and Joel are the best mortgage brokers out there! They really work hard to get the best deals for their customers. They are so efficient, respond quickly and support clients in the best way possible. I trust them entirely and never doubt that they are advocating for my needs... read more

    Wanda Whitford Avatar Wanda W.
    May 18, 2021

    These guys are awesome. They respond very quickly if you have questions or concerns, and they will walk you through anything if you have questions. I would recommend them to anyone needing a mortgage.

    Aaron Belzil Avatar Aaron B.
    August 16, 2021

    We have been working with Mark and Joel for years. They always work hard for us, and take all the stress out of renewing our mortgage or signing up for a new one. They are always there to answer questions no matter what. Mark, Joel and the rest of the... read more

    Lisa Macdonald Avatar Lisa M.
    August 16, 2021
  • Fantastic experience, bank said no as I am not working but as I have RIF income and rental income they were able to get us into our new home with 1.94% 4 yr fixed. Quick to reply to any questions. Highly recommend!

    AlanCarolyn Ritter Avatar AlanCarolyn R.
    April 9, 2021

    I was very impressed by the service I received from Joel and Jonah at Family Mortgage Planners. They walked me through a nontrivial mortgage approval for a rural property highlighting all the nuances that could make the deal work or fail. Their guidance and input was timely and detailed which... read more

    Itai Gal Avatar Itai G.
    July 14, 2023

    I had an outstanding experience with family mortgage team. Jonah and Joel were very professional and they made this whole process super easy and stress free. The communication was top-notch during the process and they responded timly manner to my emails and texts. I would recommend family mortgage team to... read more

    MK Avatar MK
    October 4, 2025
  • Amazing mortgage brokers to work with. Jonah was amazing and got us an amazing rate. Highly recommend.

    Scott Cole Avatar Scott C.
    January 1, 2023

    Highly recommend. I refer all my real estate clients to them as well as my own personal mortgage!

    Elidio Afonso Avatar Elidio A.
    January 1, 2023

    The team is very efficient and straight forward and very helpful on the process of refinancing my mortgage!I have been recommending them and would continue to do so!

    Melanie Aspiras Avatar Melanie A.
    September 1, 2022

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