Should I Get a Cash Back Mortgage?
Should I get a cash back mortgage? In past years I’ve almost advised mortgage clients against it….
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Credit Ratings and Credit Reports
CREDIT BASICS What is a credit report? How do credit ratings work? We hear this question a…
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Additional Home Buying Costs and Fees
Buying a home involves many financial considerations. Some home buying expenses are one-time costs while others are…
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Why use a mortgage broker?
Mortgage brokers are independent, trained professionals who are licensed to represent you in your search for a…
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Getting a Mortgage after Separation or Divorce
Few people enter into a marriage thinking that it will end in separation or divorce. Unfortunately for…
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Purchase Plus Improvements Mortgage
How to include the cost of a renovation on a new purchase in the mortgage.
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Fixed Rate vs Variable Rate
An adjustable-rate mortgage (ARM) or variable rate mortgage (VRM) is a mortgage where the interest rate is subject to change…
