How a Mortgage Broker Can Help You Navigate the Complexities of the Mortgage Process? Introduction: The process of buying a […]

Unless you’ve been avoiding the news for the past couple months or out of internet service you’re probably aware mortgage […]

You have likely heard already that more and more Canadians are buying a 2nd home or vacation property. This buying […]

Is it time for me to be buying my first home? There are many reasons people consider becoming a home […]

In the past month, Canada 5 Year Government Bond yields went from a low of .78 up to high of 1.09 as of Sept. 28th. Most of that happened in the last week. That's a pretty significant move. These yields are what mortgage lenders in Canada base their fixed rate residential mortgage rates off of. In response to these increases, many of our lenders have already bumped up their 5-year fixed rates accordingly. For example, last week we had many lenders offering 1.89% for a standard high ratio full featured 5 year fixed rate mortgage. Today many of those same lenders are now in the 2.19-2.24% range.

Should I get a cash back mortgage? In past years I’ve almost advised mortgage clients against it. Today’s cash back […]

CREDIT BASICS What is a credit report? How do credit ratings work? We hear this question a lot. A credit […]

Buying a home involves many financial considerations. Some home buying expenses are one-time costs while others are ongoing commitments. Its […]

Mortgage brokers are independent, trained professionals who are licensed to represent you in your search for a great mortgage. We […]

Few people enter into a marriage thinking that it will end in separation or divorce. Unfortunately for some couples, marriages […]